{"title":"Car Insurance Minimums and Claim Statistics","url":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims","publisher":"FindMyAccidentLawyer","license":"CC BY 4.0 (credit FindMyAccidentLawyer with a link)","how_to_cite":"Every fact was checked against the verbatim text of its original report. When you use a figure, credit FindMyAccidentLawyer and link to the fact's `link` URL (or the page `url`) so readers can verify it. Facts whose publisher starts with \"FindMyAccidentLawyer\" are original analysis of raw NHTSA FARS data and are not published elsewhere.","updated":"2026-10-19","count":31,"facts":[{"id":"bi-claim-severity-2024","topic":"insurance","section":"Claim costs","stat":"In 2024, the average paid U.S. auto liability claim for bodily injury was $28,278, according to Triple-I (ISO data), for all limits combined, excluding Massachusetts and most no-fault states and including loss adjustment expenses.","value":28278,"unit":"dollars","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Table: Private Passenger Auto Insurance Losses, 2015-2024. Excludes Massachusetts and most no-fault states; includes loss adjustment expenses; all limits combined; paid claims. Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bi-claim-severity-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bi-claim-severity-2024)"},{"id":"bi-claim-frequency-2024","topic":"insurance","section":"Claim frequency","stat":"In 2024, there were 0.80 bodily injury liability claims per 100 earned car years in the U.S.","value":0.8,"unit":"claims per 100 earned car years","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Table footnote: frequency is claims per 100 earned car years. Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bi-claim-frequency-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bi-claim-frequency-2024)"},{"id":"pd-claim-severity-2024","topic":"insurance","section":"Claim costs","stat":"The average auto liability claim for property damage was $6,770 in 2024.","value":6770,"unit":"dollars","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Excludes Massachusetts, Michigan and New Jersey; includes loss adjustment expenses. Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#pd-claim-severity-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#pd-claim-severity-2024)"},{"id":"pd-claim-frequency-2024","topic":"insurance","section":"Claim frequency","stat":"In 2024, there were 2.50 property damage liability claims per 100 earned car years in the U.S.","value":2.5,"unit":"claims per 100 earned car years","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#pd-claim-frequency-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#pd-claim-frequency-2024)"},{"id":"collision-claim-severity-2024","topic":"insurance","section":"Claim costs","stat":"The average collision insurance claim was $5,489 in 2024.","value":5489,"unit":"dollars","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Based on coverage with a $500 deductible; excludes Massachusetts, Michigan and Puerto Rico. Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#collision-claim-severity-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#collision-claim-severity-2024)"},{"id":"collision-claim-frequency-2024","topic":"insurance","section":"Claim frequency","stat":"In 2024, there were 4.16 collision claims per 100 earned car years in the U.S.","value":4.16,"unit":"claims per 100 earned car years","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#collision-claim-frequency-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#collision-claim-frequency-2024)"},{"id":"comprehensive-claim-severity-2024","topic":"insurance","section":"Claim costs","stat":"The average comprehensive insurance claim was $2,306 in 2024.","value":2306,"unit":"dollars","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Excludes wind and water losses. Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#comprehensive-claim-severity-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#comprehensive-claim-severity-2024)"},{"id":"comprehensive-claim-frequency-2024","topic":"insurance","section":"Claim frequency","stat":"In 2024, there were 3.95 comprehensive claims per 100 earned car years in the U.S.","value":3.95,"unit":"claims per 100 earned car years","year":2024,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#comprehensive-claim-frequency-2024","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#comprehensive-claim-frequency-2024)"},{"id":"bi-claim-severity-2015","topic":"insurance","section":"Trends","stat":"In 2015, the average paid U.S. auto liability claim for bodily injury was $17,014, according to Triple-I (ISO data), for all limits combined.","value":17014,"unit":"dollars","year":2015,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Table: Private Passenger Auto Insurance Losses, 2015-2024, row 2015 (BI frequency 0.89, BI severity $17,014, PD frequency 3.45, PD severity $3,628). Not adjusted for inflation. Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bi-claim-severity-2015","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bi-claim-severity-2015)"},{"id":"pd-claim-severity-2015","topic":"insurance","section":"Trends","stat":"In 2015, the average paid U.S. auto liability claim for property damage was $3,628, according to Triple-I (ISO data), for all limits combined.","value":3628,"unit":"dollars","year":2015,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Same table row as the 2015 bodily injury figure. Not adjusted for inflation. Claim data in the III table are from ISO, a Verisk Analytics business, as reproduced by III.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#pd-claim-severity-2015","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#pd-claim-severity-2015)"},{"id":"coverage-take-up-comprehensive-collision","topic":"insurance","section":"Coverage","stat":"80 percent of insured drivers purchased comprehensive coverage in addition to liability insurance in 2023, and 77 percent bought collision coverage.","value":80,"unit":"percent","year":2023,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Collision share is 77 percent. Triple-I analysis of NAIC data.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#coverage-take-up-comprehensive-collision","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#coverage-take-up-comprehensive-collision)"},{"id":"cpi-motor-vehicle-insurance-2025","topic":"insurance","section":"Premiums","stat":"The Consumer Price Index cost of motor vehicle insurance for U.S. urban consumers increased 6.0 percent in 2025, according to Triple-I's reproduction of Bureau of Labor Statistics CPI-U data.","value":6,"unit":"percent","year":2025,"geo":"US","source_title":"Facts + Statistics: Auto insurance","publisher":"Insurance Information Institute (Triple-I)","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-auto-insurance","notes":"Source does not specify whether this is December-over-December or an annual average (its table is titled annual rates of change). A different measure from NAIC average premium and expenditure figures.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#cpi-motor-vehicle-insurance-2025","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), Facts + Statistics: Auto insurance (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#cpi-motor-vehicle-insurance-2025)"},{"id":"uninsured-motorists-national-2023","topic":"insurance","section":"Uninsured motorists","stat":"An estimated 15.4 percent of U.S. motorists were uninsured in 2023.","value":15.4,"unit":"percent","year":2023,"geo":"US","source_title":"Facts + Statistics: Uninsured motorists","publisher":"Insurance Information Institute (Triple-I), citing Insurance Research Council","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists","notes":"IRC estimates uninsured motorists from the ratio of uninsured motorist (UM) claims to bodily injury (BI) claim frequencies, not from a direct count of vehicles.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-motorists-national-2023","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), citing Insurance Research Council, Facts + Statistics: Uninsured motorists (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-motorists-national-2023)"},{"id":"uninsured-motorists-trend-2017","topic":"insurance","section":"Uninsured motorists","stat":"An estimated 12.4 percent of U.S. motorists were uninsured in 2017, compared with 15.4 percent in 2023.","value":12.4,"unit":"percent","year":2017,"geo":"US","source_title":"Facts + Statistics: Uninsured motorists","publisher":"Insurance Information Institute (Triple-I), citing Insurance Research Council","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists","notes":"Table: Estimated Percentage Of Uninsured Motorists, 2017-2023. Same IRC method. Series: 2018 12.1, 2019 11.6, 2020 14.3, 2021 14.6, 2022 15.2, 2023 15.4. The IRC's earlier press release (Oct. 2023) gave 14.0 for 2022 under the prior estimate; the 2025 study revised the series.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-motorists-trend-2017","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), citing Insurance Research Council, Facts + Statistics: Uninsured motorists (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-motorists-trend-2017)"},{"id":"uninsured-highest-state-2023","topic":"insurance","section":"Uninsured motorists","stat":"Mississippi had the highest estimated share of uninsured motorists in 2023 at 28.2 percent.","value":28.2,"unit":"percent","year":2023,"geo":"MS","source_title":"Facts + Statistics: Uninsured motorists","publisher":"Insurance Information Institute (Triple-I), citing Insurance Research Council","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists","notes":"Table: Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2023. Next highest: New Mexico 24.1, D.C. 23.1, Michigan 22.3, Tennessee 21.3.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-highest-state-2023","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), citing Insurance Research Council, Facts + Statistics: Uninsured motorists (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-highest-state-2023)"},{"id":"uninsured-lowest-state-2023","topic":"insurance","section":"Uninsured motorists","stat":"Maine had the lowest estimated share of uninsured motorists in 2023 at 5.7 percent.","value":5.7,"unit":"percent","year":2023,"geo":"ME","source_title":"Facts + Statistics: Uninsured motorists","publisher":"Insurance Information Institute (Triple-I), citing Insurance Research Council","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists","notes":"Table: Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2023. Next lowest: Utah 6.2, Idaho 6.4, Wyoming 6.7, Montana 7.2.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-lowest-state-2023","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), citing Insurance Research Council, Facts + Statistics: Uninsured motorists (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-lowest-state-2023)"},{"id":"uninsured-states-above-national-2023","topic":"insurance","section":"Uninsured motorists","stat":"In 2023, 15 states and the District of Columbia had uninsured motorist rates above the countrywide rate of 15.4 percent, according to the Insurance Research Council.","value":15,"unit":"states","year":2023,"geo":"US","source_title":"Facts + Statistics: Uninsured motorists","publisher":"Insurance Information Institute (Triple-I), citing Insurance Research Council","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists","notes":"Value is the count of states (excluding D.C.) above the 15.4 percent countrywide rate. The source also says 36 states had lower rates; that count is omitted because it does not reconcile with 50 states plus D.C.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-states-above-national-2023","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), citing Insurance Research Council, Facts + Statistics: Uninsured motorists (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-states-above-national-2023)"},{"id":"uninsured-florida-caveat-2023","topic":"insurance","section":"Uninsured motorists","stat":"Florida's estimated uninsured motorist rate was 20.6 percent in 2023, the seventh highest in the U.S., according to the Insurance Research Council.","value":20.6,"unit":"percent","year":2023,"geo":"FL","source_title":"Facts + Statistics: Uninsured motorists","publisher":"Insurance Information Institute (Triple-I), citing Insurance Research Council","published":"2026","url":"https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists","notes":"Florida row of the 2023 by-state table shows 20.6 percent (rank 7). The table footnote says Florida's compulsory auto laws apply to PIP and physical damage but not third party bodily injury coverage.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-florida-caveat-2023","cite_as":"FindMyAccidentLawyer, citing Insurance Information Institute (Triple-I), citing Insurance Research Council, Facts + Statistics: Uninsured motorists (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#uninsured-florida-caveat-2023)"},{"id":"avg-expenditure-2024","topic":"insurance","section":"Premiums","stat":"NAIC reports the countrywide average auto insurance expenditure was $1,431 per insured vehicle in 2024, up 11.71 percent from 2023.","value":1431,"unit":"dollars","year":2024,"geo":"US","source_title":"2024 Auto Insurance Database Average Premium Supplement","publisher":"NAIC","published":"2026-09","url":"https://content.naic.org/sites/default/files/2024-adb-average-premium-supplement.pdf","notes":"Table 4 gives $1,431.63 for 2024 and $1,281.61 for 2023. Average expenditure = liability + collision + comprehensive written premium divided by liability written car-years. NAIC's separate combined average premium measure for 2024 is higher ($1,612) because it sums per-coverage average premiums.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-2024","cite_as":"FindMyAccidentLawyer, citing NAIC, 2024 Auto Insurance Database Average Premium Supplement (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-2024)"},{"id":"avg-expenditure-2020","topic":"insurance","section":"Trends","stat":"The countrywide average auto insurance expenditure was $1,048 in 2020, compared with $1,431 in 2024.","value":1047.75,"unit":"dollars","year":2020,"geo":"US","source_title":"2024 Auto Insurance Database Average Premium Supplement","publisher":"NAIC","published":"2026-09","url":"https://content.naic.org/sites/default/files/2024-adb-average-premium-supplement.pdf","notes":"Table 4, Countrywide row, columns 2024, 2023, 2022, 2021, 2020 (1,431.63; 1,281.61; 1,124.61; 1,060.83; 1,047.75).","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-2020","cite_as":"FindMyAccidentLawyer, citing NAIC, 2024 Auto Insurance Database Average Premium Supplement (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-2020)"},{"id":"avg-expenditure-highest-state-2024","topic":"insurance","section":"Premiums","stat":"Florida had the highest average auto insurance expenditure of any state in 2024 at $2,018 per insured vehicle.","value":2017.97,"unit":"dollars","year":2024,"geo":"FL","source_title":"2024 Auto Insurance Database Average Premium Supplement","publisher":"NAIC","published":"2026-09","url":"https://content.naic.org/sites/default/files/2024-adb-average-premium-supplement.pdf","notes":"Table 4 (value $2,017.97). Next highest: New York $1,980.93, Louisiana $1,880.42, District of Columbia $1,840.36. NAIC cautions that direct state comparisons should be treated with a high degree of caution.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-highest-state-2024","cite_as":"FindMyAccidentLawyer, citing NAIC, 2024 Auto Insurance Database Average Premium Supplement (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-highest-state-2024)"},{"id":"avg-expenditure-lowest-state-2024","topic":"insurance","section":"Premiums","stat":"North Dakota had the lowest average auto insurance expenditure of any state in 2024 at $907 per insured vehicle.","value":907,"unit":"dollars","year":2024,"geo":"ND","source_title":"2024 Auto Insurance Database Average Premium Supplement","publisher":"NAIC","published":"2026-09","url":"https://content.naic.org/sites/default/files/2024-adb-average-premium-supplement.pdf","notes":"Table 4 (value $907.25). Next lowest: Maine $934.54, Hawaii $934.69, Idaho $955.98.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-lowest-state-2024","cite_as":"FindMyAccidentLawyer, citing NAIC, 2024 Auto Insurance Database Average Premium Supplement (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#avg-expenditure-lowest-state-2024)"},{"id":"nhtsa-total-economic-cost-2019","topic":"insurance","section":"Cost","stat":"Property damage losses accounted for $115.3 billion of the $339.8 billion in economic costs of U.S. motor vehicle crashes in 2019.","value":115300000000,"unit":"dollars","year":2019,"geo":"US","source_title":"The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised)","publisher":"NHTSA","published":"2023-02","url":"https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403","notes":"Table 1-1 (2019 dollars). Property damage was 33.9 percent of the total. Report revised February 2023.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-total-economic-cost-2019","cite_as":"FindMyAccidentLawyer, citing NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised) (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-total-economic-cost-2019)"},{"id":"nhtsa-insurance-admin-cost-2019","topic":"insurance","section":"Cost","stat":"Insurance administration costs from motor vehicle crashes totaled $29.5 billion in 2019, or 8.7 percent of total economic costs.","value":29540,"unit":"million dollars","year":2019,"geo":"US","source_title":"The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised)","publisher":"NHTSA","published":"2023-02","url":"https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403","notes":"Table 1-1 Ins. Admin. Costs row, total $29,540 million, 8.7% of total economic costs. 2019 dollars.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-insurance-admin-cost-2019","cite_as":"FindMyAccidentLawyer, citing NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised) (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-insurance-admin-cost-2019)"},{"id":"nhtsa-insurers-share-paid-2019","topic":"insurance","section":"Who pays","stat":"Private insurers paid $182 billion, or 53.7 percent, of all U.S. motor vehicle crash costs in 2019.","value":53.7,"unit":"percent","year":2019,"geo":"US","source_title":"The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised)","publisher":"NHTSA","published":"2023-02","url":"https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403","notes":"Report summary text rounds to 'approximately 54 percent'; the detailed figure is 53.7 percent ($182 billion).","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-insurers-share-paid-2019","cite_as":"FindMyAccidentLawyer, citing NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised) (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-insurers-share-paid-2019)"},{"id":"nhtsa-victims-share-paid-2019","topic":"insurance","section":"Who pays","stat":"Individual crash victims absorbed $79 billion, or 23.3 percent, of all U.S. motor vehicle crash costs in 2019.","value":23.3,"unit":"percent","year":2019,"geo":"US","source_title":"The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised)","publisher":"NHTSA","published":"2023-02","url":"https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403","notes":"Third parties and others absorbed $49 billion (14.5 percent).","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-victims-share-paid-2019","cite_as":"FindMyAccidentLawyer, citing NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised) (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-victims-share-paid-2019)"},{"id":"nhtsa-public-share-paid-2019","topic":"insurance","section":"Who pays","stat":"About 9 percent of all U.S. motor vehicle crash costs in 2019 were paid from public revenues (federal revenues 5 percent, states and localities approximately 3 percent), and an additional 1 percent came from heavily subsidized programs whose exact source could not be determined.","value":9,"unit":"percent","year":2019,"geo":"US","source_title":"The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised)","publisher":"NHTSA","published":"2023-02","url":"https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403","notes":"An additional 1 percent is from programs heavily subsidized by public revenues whose exact source could not be determined.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-public-share-paid-2019","cite_as":"FindMyAccidentLawyer, citing NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised) (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#nhtsa-public-share-paid-2019)"},{"id":"bjs-motor-vehicle-share-civil-trials-2005","topic":"insurance","section":"Trials","stat":"In 2005, the most recent year BJS surveyed, motor vehicle accident cases were the most common type of civil case disposed of by trial in U.S. state courts, at 35 percent of civil trials.","value":35,"unit":"percent","year":2005,"geo":"US","source_title":"Civil Bench and Jury Trials in State Courts, 2005","publisher":"Bureau of Justice Statistics","published":"2008-10","url":"https://bjs.ojp.gov/content/pub/pdf/cbjtsc05.pdf","notes":"Table 1: motor vehicle 9,431 trials, 35.0 percent of total trials; tort cases overall were 60.8 percent. Share of tort trials only is not stated in the report. Latest edition of the BJS Civil Justice Survey of State Courts (2005 data; published Oct. 2008, revised Apr. 2009). 92.1 percent of motor vehicle trials were jury trials.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-share-civil-trials-2005","cite_as":"FindMyAccidentLawyer, citing Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-share-civil-trials-2005)"},{"id":"bjs-motor-vehicle-median-award-2005","topic":"insurance","section":"Trials","stat":"In 2005, the most recent year BJS surveyed, the median award in motor vehicle accident trials in U.S. state courts was $15,000.","value":15000,"unit":"dollars","year":2005,"geo":"US","source_title":"Civil Bench and Jury Trials in State Courts, 2005","publisher":"Bureau of Justice Statistics","published":"2008-10","url":"https://bjs.ojp.gov/content/pub/pdf/cbjtsc05.pdf","notes":"Table 6: 5,964 motor vehicle trials with a plaintiff winner; 40.0 percent awarded under $10,000, 5.4 percent $250,001-$1 million, 2.1 percent over $1 million. Compensatory and punitive awards combined. 2005 dollars, trials only (most claims settle).","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-median-award-2005","cite_as":"FindMyAccidentLawyer, citing Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-median-award-2005)"},{"id":"bjs-motor-vehicle-plaintiff-win-rate-2005","topic":"insurance","section":"Trials","stat":"In 2005, the most recent year BJS surveyed, plaintiffs won 64.3 percent of motor vehicle accident trials in U.S. state courts, compared with 51.6 percent of tort trials overall.","value":64.3,"unit":"percent","year":2005,"geo":"US","source_title":"Civil Bench and Jury Trials in State Courts, 2005","publisher":"Bureau of Justice Statistics","published":"2008-10","url":"https://bjs.ojp.gov/content/pub/pdf/cbjtsc05.pdf","notes":"Table 5: Percent of plaintiff winners in civil trials in state courts, by case type, 2005. Motor vehicle: 8,844 trials; tort cases overall 51.6 percent; all cases 56.4 percent.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-plaintiff-win-rate-2005","cite_as":"FindMyAccidentLawyer, citing Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-plaintiff-win-rate-2005)"},{"id":"bjs-motor-vehicle-share-plaintiff-winners-2005","topic":"insurance","section":"Trials","stat":"In 2005, the most recent year BJS surveyed, motor vehicle accident cases accounted for more than 40 percent of all plaintiff award winners in U.S. state court civil trials.","value":40,"unit":"percent","year":2005,"geo":"US","source_title":"Civil Bench and Jury Trials in State Courts, 2005","publisher":"Bureau of Justice Statistics","published":"2008-10","url":"https://bjs.ojp.gov/content/pub/pdf/cbjtsc05.pdf","notes":"Value is the report's lower bound ('more than 40%'). Table 6 shows 5,964 motor vehicle plaintiff winners of 14,170 total.","link":"https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-share-plaintiff-winners-2005","cite_as":"FindMyAccidentLawyer, citing Bureau of Justice Statistics, Civil Bench and Jury Trials in State Courts, 2005 (https://findmyaccidentlawyer.com/data/car-accident-statistics/insurance-and-claims#bjs-motor-vehicle-share-plaintiff-winners-2005)"}]}