10 Best Accident Lawyers Near Me in Des Moines, IA
Updated June 2026. Ranked by FMAL Score.
Looking for an accident lawyer near you in Des Moines? Every firm below is ranked by an independent FMAL Score — built from Google reviews, Reddit mentions, and real client feedback. Free consultations available. Most work on contingency — no fee unless you win.
This directory is for general informational purposes only and is not legal advice. FindMyAccidentLawyer.com is not a law firm and does not provide legal representation. Use of this site does not create an attorney-client relationship.
Your Legal Rights After an Accident in Des Moines, IA
Des Moines accident claims are governed by Iowa law. Verified Iowa law, with sources. General information — not legal advice for your specific case.
You have 2 years to file [source]
Iowa's statute of limitations gives you 2 years from the date of the crash to file a personal-injury lawsuit. Miss it and you usually lose the right to recover — one of the most important reasons to talk to a lawyer early.
Fault & your right to recover [source]
Iowa follows modified comparative negligence (51% bar) — you can recover as long as you were not more than 50% at fault. At 51% or more, recovery is barred. Iowa is an at-fault state: the driver who caused the crash — and their insurer — is responsible for your medical bills, lost wages, and other damages.
Minimum insurance coverage [source]
Iowa's minimum liability coverage is just $20,000 per person / $40,000 per accident for bodily injury and $15,000 for property damage — often far less than a serious injury costs, which is why uninsured/underinsured-motorist coverage matters.
Limits on compensation [source]
Iowa does not cap the compensation you can recover in a general personal-injury claim — your award is based on your actual losses.
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LaMarca Law Group
1820 NW 118th St #200, Des Moines, IA 50325
Baer Law Office
838 5th Avenue, Des Moines, IA 50309
Mueller Schmidt Mulholland & Cooling, PLLC
213 13th St, Des Moines, IA 50309
Spaulding & Shaull, P.L.C.
2423 Ingersoll Ave, Des Moines, IA 50312
Beattie Law Firm
4300 Grand Ave, Des Moines, IA 50312
Spellman Law Firm
319 SW 5th St #201, Des Moines, IA 50309
Simpson, Jensen, Abels, Fischer & Bouslog
604 Locust Street, Des Moines, IA 50309
Frequently Asked Questions
How much does a car accident lawyer cost in Des Moines, IA?▾
Most car accident lawyers in Des Moines work on a contingency fee basis, meaning you pay nothing upfront and they only get paid if you win your case. The typical contingency fee is 33% of your settlement before trial, or 40% if the case goes to court. There are no hourly fees or retainers for most personal injury cases.
How long do I have to file a car accident claim in Iowa?▾
In Iowa, the statute of limitations for personal injury claims is 2 years from the date of the accident. If you miss this deadline, you lose your right to pursue compensation. It's critical to contact a lawyer as soon as possible to protect your claim.
What is Iowa's fault system for car accidents?▾
Iowa is an at-fault state, meaning the driver who caused the accident is responsible for paying damages. You can file a claim against the at-fault driver's insurance company or file a lawsuit to recover compensation.
Do I need a lawyer for a minor car accident in Des Moines, IA?▾
Even minor accidents can result in significant medical bills, especially if symptoms like whiplash or soft tissue injuries appear days or weeks later. Insurance companies routinely offer lowball settlements to unrepresented claimants. A free consultation with a Des Moines, IA car accident lawyer costs nothing and can help you understand if your case is worth pursuing.
What should I do immediately after a car accident in Des Moines, IA?▾
First, call 911 and get medical attention, even if injuries seem minor. Document the scene with photos. Exchange information with the other driver. File a police report. Do not admit fault or give a recorded statement to the other driver's insurance. Contact a car accident lawyer in Des Moines, IA before accepting any settlement offer.
How do I choose the best car accident lawyer in Des Moines, IA?▾
Look for a lawyer who specializes in car accident cases (not a general practitioner), offers a free consultation, works on contingency (no upfront fees), has verifiable case results, and has positive reviews from past clients. Our FMAL Score rates Des Moines, IA car accident lawyers on these exact factors across multiple data sources.
How do I find an accident lawyer near me in Des Moines, IA?▾
To find an accident lawyer near you in Des Moines, IA, use the rankings above — every firm is local to Des Moines, IA and offers free consultations. Filter by accident type to see lawyers who specialize in your specific case. Call any firm directly — most respond same-day and all work on contingency, so there's no cost to reach out.