16 Best Accident Lawyers Near Me in Chattanooga, TN
Updated June 2026. Ranked by FMAL Score.
Looking for an accident lawyer near you in Chattanooga? Every firm below is ranked by an independent FMAL Score — built from Google reviews, Reddit mentions, and real client feedback. Free consultations available. Most work on contingency — no fee unless you win.
This directory is for general informational purposes only and is not legal advice. FindMyAccidentLawyer.com is not a law firm and does not provide legal representation. Use of this site does not create an attorney-client relationship.
Your Legal Rights After an Accident in Chattanooga, TN
Chattanooga accident claims are governed by Tennessee law. Verified Tennessee law, with sources. General information — not legal advice for your specific case.
You have 1 year to file [source]
Tennessee's statute of limitations gives you 1 year from the date of the crash to file a personal-injury lawsuit. Miss it and you usually lose the right to recover — one of the most important reasons to talk to a lawyer early.
Fault & your right to recover [source]
Tennessee follows modified comparative negligence (50% bar) — you can recover only if you were less than 50% at fault. At 50% or more, you are barred. Tennessee is an at-fault state: the driver who caused the crash — and their insurer — is responsible for your medical bills, lost wages, and other damages.
Minimum insurance coverage [source]
Tennessee's minimum liability coverage is just $25,000 per person / $50,000 per accident for bodily injury and $15,000 for property damage — often far less than a serious injury costs, which is why uninsured/underinsured-motorist coverage matters.
Limits on compensation [source]
Tennessee cap to know about: GENERAL noneconomic cap $750,000/plaintiff; $1,000,000 if catastrophic (Tenn. Code § 29-39-102). Economic uncapped.
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Wagner Workers Compensation & Personal Injury Lawyers
701 Market St #310, Chattanooga, TN 37402
Truck Wreck Justice, PLLC
1419 Market St, Chattanooga, TN 37402
Southern Injury
5865 Ridgeway Center Pkwy Suite 390, Memphis, TN 38120
The Hamilton Firm
601 E Main St, Chattanooga, TN 37408
Warren & Griffin, PC.
1305 Carter St, Chattanooga, TN 37402
Dennis & Winningham Law
5751 Uptain Rd # 407, Chattanooga, TN 37411
The Higgins Firm
200 Hart St, Nashville, TN 37210
England Injury Law
430 Chestnut St Suite 300, Chattanooga, TN 37402
Torres Law
7220 Wellington Dr, Knoxville, TN 37919
Berke, Berke & Berke
420 Frazier Ave, Chattanooga, TN 37405
Massey Attorneys
6400 Lee Hwy #101, Chattanooga, TN 37421, USA
The Higgins Law Firm
200 Hart St, Nashville, TN 37210, USA
Law Rence & Law Rencechattanooga
100 W M.L.K. Blvd Suite 500, Chattanooga, TN 37402
Thornbury Law
701 Cherokee Blvd., Chattanooga, TN 37405, USA
Fox & Farmer
8900 Executive Park Dr, Knoxville, TN 37923
Frequently Asked Questions
How much does a car accident lawyer cost in Chattanooga, TN?▾
Most car accident lawyers in Chattanooga work on a contingency fee basis, meaning you pay nothing upfront and they only get paid if you win your case. The typical contingency fee is 33% of your settlement before trial, or 40% if the case goes to court. There are no hourly fees or retainers for most personal injury cases.
How long do I have to file a car accident claim in Tennessee?▾
In Tennessee, the statute of limitations for personal injury claims is 1 year from the date of the accident. If you miss this deadline, you lose your right to pursue compensation. It's critical to contact a lawyer as soon as possible to protect your claim.
What is Tennessee's fault system for car accidents?▾
Tennessee is an at-fault state, meaning the driver who caused the accident is responsible for paying damages. You can file a claim against the at-fault driver's insurance company or file a lawsuit to recover compensation.
Do I need a lawyer for a minor car accident in Chattanooga, TN?▾
Even minor accidents can result in significant medical bills, especially if symptoms like whiplash or soft tissue injuries appear days or weeks later. Insurance companies routinely offer lowball settlements to unrepresented claimants. A free consultation with a Chattanooga, TN car accident lawyer costs nothing and can help you understand if your case is worth pursuing.
What should I do immediately after a car accident in Chattanooga, TN?▾
First, call 911 and get medical attention, even if injuries seem minor. Document the scene with photos. Exchange information with the other driver. File a police report. Do not admit fault or give a recorded statement to the other driver's insurance. Contact a car accident lawyer in Chattanooga, TN before accepting any settlement offer.
How do I choose the best car accident lawyer in Chattanooga, TN?▾
Look for a lawyer who specializes in car accident cases (not a general practitioner), offers a free consultation, works on contingency (no upfront fees), has verifiable case results, and has positive reviews from past clients. Our FMAL Score rates Chattanooga, TN car accident lawyers on these exact factors across multiple data sources.
How do I find an accident lawyer near me in Chattanooga, TN?▾
To find an accident lawyer near you in Chattanooga, TN, use the rankings above — every firm is local to Chattanooga, TN and offers free consultations. Filter by accident type to see lawyers who specialize in your specific case. Call any firm directly — most respond same-day and all work on contingency, so there's no cost to reach out.